Meet the Team Behind Affida
We're a group of BYU FinTech founders on a mission to help Americans escape the burden of high-interest credit card debt.
Our Story
Affida was founded by a group of BYU students who became aware that credit card debt is at an all-time high in America.
We were shocked to discover that 78% of Americans don't pay off their credit card balance every month, and many are living paycheck to paycheck, trapped in a cycle of high-interest debt.
As we researched this serious issue, we recognized that while lower-interest options exist, the process of transferring balances is often confusing, time-consuming, and filled with fine print that discourages people from making the switch.
That's why we created Affida — a service that automatically helps customers transfer their balances to cards with lower interest rates, without the hassle, to assist people in getting out of debt.
Our Mission
We're on a mission to help Americans break free from the cycle of high-interest credit card debt through technology, education, and simplified financial solutions.
Lower Interest Rates
We help customers automatically transfer their balances to cards with lower interest rates, saving them hundreds or thousands of dollars annually.
Seamless Transfers
Our technology simplifies the balance transfer process, handling the paperwork and negotiations so our customers don't have to.
Financial Education
We provide resources and tools to help our customers understand credit, make informed decisions, and build healthier financial habits.